Lending numbers from large and community banks took a dip in July 2016, the first time in 6 months.  Despite big banks, credit unions, and alternative lenders declining in loans, job numbers did well, growing substantially in the month of July.  For small businesses with good histories involving lending, these are great times.  An upcoming Fed meeting in September will involve a possible interest rate increase, so now is the time to seek and close on lending deals.