Small business financing is always an important issue to business owners.  While loans and credit options are good things to look at, the every day utilization of a business card is just as important.  Annual fees along with cash back rewards are great ways to lure new business owners to a card, and creates a better option for purchasing items.

Chase is now offering a very interesting card known as the Ink Business Unlimited card, “offering a consistent 1.5% cash back on every single purchase. You can redeem your banked cash back at any time for a check, a statement credit, or as gift cards to any of a few major merchants.”  The key to the card is that, instead of cash you actually receive Ultimate Rewards points that can be redeemed for cash, but that is more of a minor point.

In addition to the points you earn from spending, you can earn a sign-up bonus of $500 (or 50,000 Ultimate Rewards points) when you open an Ink Business Unlimited and spend $3,000 within the first three months.

Business cards that work fro you with no annual fee are almost impossible to find.  If you’re a business owner looking to check out a starter or new card, I’d suggest taking a look at this one.