The past few years have small business optimism hit post recession highs thanks to a growing global economy, low taxes, and decreased regulation. There have been many Small Business surveys and indices that have backed this, but the latest, from Capital One, introduces a few new wrinkles in an otherwise consistent trend.

For starters, men (67%) reported being more optimistic then women (64%) concerning business conditions. Historically women have been much more optimistic about the future of their company. In addition of the top three concerns for a small business, none of them were hiring or wages. According to the Capital One report, the top three concerns for small businesses included 1) healthcare (49%) 2) tax policies (43%) and 3) economic growth (36%).

New tariffs were also a concern with 33% believing the changes could negatively impact their business in the future.

“Financial resources (30%), the skills gap (34%), and a tight labor market (28%) were also top concerns in SBO’s ability to hire the right talent.”

The Capital One Small Business Growth Index is a biannual report. The most recent survey saw 500 small business owners (SBOs) respond “about their feelings regarding the current economy, business world, and growth plans.”